You have just gone through a bankruptcy proceeding and you have been adjudicated bankrupt and now you don’t believe you have any credit but you’re still in a posture where your streams of income do not really provide for all of the expenses or all of the necessities that you believe you need. And you’re concerned about applying for any kind of credit after bankruptcy.
I’m here to answer the question how to apply for credit cards after a bankruptcy proceeding.
- Believe it or not, in many instances, you like an individual that has not gone through a bankruptcy proceeding or an individual that is just starting out and is trying to obtain credit so that they can purchase gasoline, and various products and services by a credit card, you’re pretty much in the same boat as them.
- Yes, the history of your bankruptcy proceeding will follow you and yes, you must indicate that on your applications for credit cards, but to a large extent, you’re considered a fresh, new applicant and you’re not carrying any debt so you should be okay in applying for credit cards.
If you have any questions about that you may want to seek the professional advice of a financial counselor.